Is It Time?

With a little thoughtful analysis and reflection, you can determine if you are financially ready to retire.  It’s important to understand what benefits you are eligible for and when, as well as the state of your personal savings. 

• Use this quiz from the Employee Benefit Research Institute to determine your Retirement Readiness Rating.  

The amount of your Social Security benefit can change depending on the age at which you retire.  There are other factors that can impact your eligibility for Social Security, as well.  Make sure you understand these benefit differences and eligibility issues – these resources from the Social Security Administration can help:

• Do you qualify for Social Security?
• Estimate Your Social Security Retirement Benefits
• Comparison of Early and Full Social Security Retirement Benefits

Always do your grocery shopping with a list of items you need -- and don't buy anything that's not on the list. You can save hundreds of dollars a year by avoiding impulse food purchases.   Learn more...